Residential Mortgages

Rates effective from
02 Jan 2009

Current Bank of England Base Rate
2.00%

Current SVR (Standard Variable Rate)
5.99%

Rates effective from 02 Jan 2009. Current Bank of England Base Rate is 2.00%. Current Standard Variable Rate (SVR) is 5.99%.

Three Year Fixed Rate Mortgages
Mortgage	Three Year Fix	Three Year Fix
Maximum Loan to Value (LTV)	75%	85%
Current Rate	6.44% until 29/04/2012	6.59% until 29/04/2012
Product Code	A13/001	A14/001
Followed by our SVR (variable) for remaining term	5.99%	5.99%
Completion Fee (can be added)	£800	£800
Booking Fee^∅	£195	£195
Valuation Fee	See Mortgage Account Tariff.	See Mortgage Account Tariff.
Incentive	Fee Free Legals on Remortgages.	Fee Free Legals on Remortgages.
Cashback	N/A	N/A
Early Repayment Charge & Tie-in Period	4% until 29/04/2010 3% until 29/04/2011 2% until 29/04/2012	4% until 29/04/2010 3% until 29/04/2011 2% until 29/04/2012
Key Facts Illustration	Request KFI.	Request KFI.
Monthly Payment Calculator	Calculator.	Calculator.
Important Information	Please take a moment to read our standard lending criteria. ^{^∅}Booking Fee - A Booking Fee is charged to cover some of the costs associated with the mortgage application and to reserve funds on mortgage products. The amount is £195 (non refundable) and must accompany the mortgage application. This fee cannot be added to the mortgage after completion.

Five Year Fixed Rate Mortgages
Mortgage	Five Year Fix	Five Year Fix
Maximum Loan to Value (LTV)	75%	85%
Current Rate	6.09% until 29/04/2014	6.24% until 29/04/2014
Product Code	A15/001	A16/001
Followed by our SVR (variable) for remaining term	5.99%	5.99%
Completion Fee (can be added)	£800	£800
Booking Fee^∅	£195	£195
Valuation Fee	See Mortgage Account Tariff.	See Mortgage Account Tariff.
Incentive	Fee Free Legals on Remortgages.	Fee Free Legals on Remortgages.
Cashback	N/A	N/A
Early Repayment Charge & Tie-in Period	5% until 29/04/2011 4% until 29/04/2012 3% until 29/04/2013 2% until 29/04/2014	5% until 29/04/2011 4% until 29/04/2012 3% until 29/04/2013 2% until 29/04/2014
Key Facts Illustration	Request KFI.	Request KFI.
Monthly Payment Calculator	Calculator.	Calculator.
Important Information	Please take a moment to read our standard lending criteria. ^{^∅}Booking Fee - A Booking Fee is charged to cover some of the costs associated with the mortgage application and to reserve funds on mortgage products. The amount is £195 (non refundable) and must accompany the mortgage application. This fee cannot be added to the mortgage after completion.

Ten Year Fixed Rate Mortgages
Mortgage	Ten Year Fix	Ten Year Fix
Maximum Loan to Value (LTV)	75%	85%
Current Rate	5.99% until 29/04/2019	6.14% until 29/04/2019
Followed by our SVR (variable) for remaining term	5.99%	5.99%
Product Code	A17/001	A18/001
Arrangement Fee	£800	£800
Booking Fee^∅	£195	£195
Valuation Fee	See Mortgage Account Tariff.	See Mortgage Account Tariff.
Cashback / Incentive	Fee Free Legals on Remortgages.	Fee Free Legals on Remortgages.
Early Repayment Charge & Tie-in Period	5% until 29/04/2016 4% until 29/04/2017 3% until 29/04/2018 2% until 29/04/2019	5% until 29/04/2016 4% until 29/04/2017 3% until 29/04/2018 2% until 29/04/2019
Key Facts Illustration	Request KFI.	Request KFI.
Monthly Payment Calculator	Calculator.	Calculator.
Important Information	Please take a moment to read our standard lending criteria. ^{^∅}Booking Fee - A Booking Fee is charged to cover some of the costs associated with the mortgage application and to reserve funds on mortgage products. The amount is £195 (non refundable) and must accompany the mortgage application. This fee cannot be added to the mortgage after completion.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

This website is intended for the use by Mortgage Intermediaries only. If you are not a Mortgage Broker, please visit www.scarboroughbs.co.uk.