4 Year GCPA 2
We have teamed up with Credit Suisse International to offer you the 4 Year Guaranteed Capital Plus Account (the Plan) - an opportunity to benefit from potential growth in the stock market. Credit Suisse International is incorporated in England and Wales and is authorised to accept deposits.
Key features of the 4 Year Guaranteed Capital Plus Account
- A deposit account with a fixed 4 year Investment Term.
- Investment has 100% capital security provided that the plan is held for the full fixed investment term.
- Provided that the Account is held until the Plan Maturity Date you will receive 13.50% minimum growth and up to a maximum of 40% growth dependent upon the performance of the FTSE™ 100 Index.
What is the plan available for?
| Product | Minimum Investment | Maximum Investment |
|---|---|---|
| Cash ISAs for 2008/2009 | £3,600 | £3,600 |
| Direct Deposits (i.e. outside of an ISA) | £3,000 | £45,000 |
| Cash ISA transfers | £3,000 | Full value |
Who provides the plan?
- Scarborough Building Society is the distributor of the Plan.
- Credit Suisse International is the Account Manager and Deposit Taker of the Plan and so the Plan does not give any membership rights in the Society. Credit Suisse International is incorporated in England and Wales and is authorised to accept deposits.
How can I apply for an account?
- Please read the 4 Year Guaranteed Capital Plus Account Account 2 Guide, which includes full terms and conditions, before applying.
- Either call into one of our branches or call Investments Direct on 0845 634 3760†.
- Proof of identity will be required if you do not currently hold an account with the Society. In some circumstances, we may also need to re-verify the identity of existing customers. Please refer to our Customer Information page for details.
* The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. The net rate is the rate of interest which would be payable after allowing for the deduction of income tax at the specified rate (the net figures quoted assume liability at a tax level of 20% for illustrative purposes only).
** AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Please note that the account specific Terms and Conditions may preclude you from earning these rates.